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Business Travel on a Budget

Tuesday, June 07, 2011

Business travel can quickly become a financial black hole. It’s worthwhile developing a formula for keeping costs as low as practicable without compromising on comfort. The two areas responsible for the majority of cost blowouts: hotels and airfares, can both be minimised with a little effort. Read More

How To Keep The Cash Rolling In

Tuesday, May 10, 2011

Cash flow, as they say, is the lifeblood of any business. It doesn’t matter whether you’re making thousands of cars a year or selling lemonade to neighbours, if you’re stuck waiting for payment from customers then you can’t pay your suppliers for the next batch of products to sell.

Here are 10 tips to help you improve your cash flow. Read More

How To Get Hold of Cash Quickly

Tuesday, May 10, 2011

"Liquidity" was a term little known to the non-financial world until two years ago when the Global Financial Crisis sucked the liquidity out of the world’s money markets.

For small business the crisis meant an end to cheap loans from banks, creating another crisis on its own. Small businesses rarely have a monetary buffer large enough to cushion against the inevitable hiccups that choke cash flow, most often a slow paying customer for a large job. So how can small businesses get their hands on money without resorting to loan sharks?  Read More

How to Buy a Business

Wednesday, April 13, 2011

Buying a business is easier than building one yourself but it has its own challenges. Despite the fact that buying is a more expensive proposition than building (or should be if it's any good!), banks will see it as a safer option because they can look at the business's track record as a guarantee for future earnings to pay them back their interest and capital. Read More

Skills for Entrepreneurs

Wednesday, April 13, 2011

The desire to start your own company can have several motivations. A desire to make money or to change the world, the urge to be in control of your employment, or the ambition to test out a great idea.

Unfortunately, becoming an entrepreneur takes more than a single good idea. Motivational speakers come up with favourite lists of essential qualities of successful entrepreneurs but within those there are some basic requirements Read More

Identity Theft and You

Wednesday, April 13, 2011

Of all the things one can lose, your identity doesn't sound as traumatic as being mugged for your wallet. The truth is that identity theft can be extremely expensive and inconvenient, and could impact not just yourself but your family and your firm.

The definition of identity theft is quite broad. The most common is when someone takes your credit card details and starts signing purchases in your name. Few store assistants bother to check signatures these days and many card issuers are moving to PIN numbers as a result. Read More